BharatPe appoints Kohinoor Biswas in top consumer lending role

Kohinoor brings with him over 14 years of experience in various aspects of consumer lending, cards portfolio management, business strategy, and digital initiatives, a press release said.

“At BharatPe, he will be responsible for leading the entire postpe business, the credit-first consumer vertical of BharatPe,” it read.

He is a postgraduate from Indian Institute of Management, Calcutta.

Kohinoor will be reporting to Nalin Negi, CFO, and Interim CEO, BharatPe and will be building the consumer lending vertical.

This is the third leadership appointment for BharatPe in 2023.

The company earlier announced the appointment of Aparna Kuppuswamy as Chief Risk Officer, BharatPe Group and Sandeep Indurkar as Chief Business Officer- Banking and Alliances.

Kohinoor Biswas has extensive experience in Cards Business & P&L management, Risk & Analytics, Credit policy, and Cards & Mobile Payments Technology, the company said.

Prior to joining BharatPe, he was the Head of Credit Cards Portfolio at ICICI Bank and he spearheaded the overall credit cards strategy driving cards spends, loyalty, balance build-up through emi-zation & Personal Loan on Cards and the overall P&L for the Credit Card business.

Prior to ICICI Bank, Kohinoor was the Vertical Head for Credit Card Portfolio at HDFC Bank.

He has also been associated with companies like Intellect Design Arena Ltd, JP Morgan Chase and American Express.

Commenting on the appointment, BharatPe CFO and interim CEO Nalin Negi said, “I am confident that Kohinoor, with his in-depth knowledge of banking services, combined with his experience in cards and payments, will be a great asset to us as we build the consumer side of our business. I am delighted to welcome Kohinoor Biswas to the BharatPe family and look forward to partnering with him to build postpe 2.0.”

BharatPe Head- Consumer Lending Kohinoor Biswas, added, “I am excited to join the BharatPe team as the Head of Consumer Lending. I look forward to strengthening the existing relationships with the postpe customers by offering new credit products as well as new payment and commerce use cases, With the digital ecosystem in India evolving and maturing, I am confident that we will be able to build new-age lending products  that appeal to a larger customer set.”